Ai Tax Tips runs the new regime against the old, applies the rebate, surcharge and cess, and tells you what to do next — instantly, and entirely in your browser.
Every result comes with tax-saving moves, due dates and the exact sections behind the numbers — not just a figure.
See both regimes and the rupee difference the instant you type, so you never pick the wrong one.
Calculations run inside your browser. Nothing is uploaded, stored or shared. Ever.
Built for FY 2025-26, GST 2.0 and the Income-tax Act, 2025 — with section numbers that match.
Old vs new regime, rebate, surcharge & capital gains.
Open calculator →GSTGST 2.0 slabs with the CGST–SGST split.
Open calculator →Income TaxHow much House Rent Allowance is tax-free.
Open calculator →PayrollEmployee & employer split with EPS pension.
Open calculator →Payroll0.75% / 3.25% within the ESI wage ceiling.
Open calculator →LoansEMI plus Section 24(b) & 80C tax benefits.
Open calculator →BillingGST-ready invoices in 10 professional formats — HSN/SAC, CGST/SGST/IGST, signature & e-sign and PDF export.
Create an invoice →Income, deductions or an invoice value. No sign-up, no account.
Both regimes, special rates, surcharge and cess — the moment you type.
Read the insights, copy the section references, export to Excel, PDF or Word.
The new regime is the default and makes income up to ₹12 lakh tax-free — but big deductions can still tip the balance. Here's how to decide.
From 22 September 2025 the slabs collapsed to mostly 5% and 18%, with 40% on luxury and sin goods. What changed, and what it means for you.
EPF, PPF, ELSS, insurance, home-loan principal — plus the extra ₹50,000 most people miss. A clear plan for the old regime.
Free, private, and built for the current law. No account, no catch.
Open the calculators